Long Island Unsecured Motorist Car Accidents Lawyer

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Should I Get A personal injury Lawyer if i get in an unsecured motorist car accident

Suffering injuries in a car accident can have devastating consequences. If you’ve been involved in a crash where another driver is at fault, you may be entitled to compensation. Typically, victims file an insurance claim with the responsible driver’s auto insurance company to recover damages. However, there are instances when the liable driver is uninsured, making the situation more complex. In such cases, it’s crucial to seek the assistance of a car accident lawyer who specializes in uninsured motorist cases.

Compensation for Various Losses

If you can establish the liability of the responsible party, you may be eligible to receive compensation for the following damages in a car accident case in New York State:

  • Lost wages
  • Reduced earning capacity
  • Property damage
  • Pain and suffering
  • And more
  • Medical Expenses Coverage

Your claim for compensation can also include the following medical expenses:

  • Head, back, and neck injuries
  • Severe cuts
  • Broken bones
  • Other injuries

Medical treatments, including emergency care, surgeries, physical therapy, and chiropractic appointments, can be included in your claim. 


We can explore options for recovering compensation from the uninsured driver, your own insurance company, or any other parties involved.

Comparative Negligence Considerations
In New York State, the comparative negligence statute allows injured individuals involved in a collision to seek financial compensation even if they bear some responsibility for the accident. In such cases, the awarded amount may be reduced proportionately based on the level of responsibility assigned to the injured party. For example, if you are deemed 25% responsible for an accident and have $200,000 in damages, your compensation may be reduced by 25% to $150,000.
A fallen motorcycle, a cracked helmet and the rider on his way to the emergency room in the hopes that a life can be saved.

Determining Liability for the Accident

If the driver who struck your vehicle acted negligently, they may be held liable for the accident. Negligent driving behaviors such as speeding, running red lights, texting while driving, and driving under the influence are common examples. In a typical personal injury case, the victim would pursue a claim against the responsible driver’s insurance company. However, if the driver is uninsured, you may have the option to sue them personally. Keep in mind that the driver’s lack of insurance may indicate a lack of assets to fully compensate you.

When evaluating your damages, your personal injury attorney will consider the following factors to determine a fair settlement:


Financial Losses

This includes medical bills, property damage, and lost wages. Your attorney will gather evidence such as receipts, bills, repair estimates, and expert testimonies to assess your current and future expenses resulting from the accident.


Personal Losses

These encompass physical pain, emotional suffering, and mental distress. While it is challenging to assign a precise monetary value to personal losses (also known as non-economic damages), they are just as significant as financial losses.


Punitive Damages

It’s important to note that punitive damages can only be ordered by the court and are relatively rare. Your attorney will inform you if your case may qualify for punitive damages.

Our ultimate goal is to secure a settlement or verdict that enhances your quality of life and provides for future treatment. Therefore, we will diligently pursue the maximum appropriate compensation through negotiations or trial.


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Other Potentially Liable Parties

In some cases, investigations reveal that multiple parties contributed to the accident. It’s possible that several drivers exhibited negligent actions that led to your losses. In such situations, you may be able to pursue compensation from a second or third party who carries insurance. Additionally, if a negligent mechanic or a defective product, such as a faulty tire, caused the accident, you might hold the mechanic or manufacturer liable for your injuries.

At Gabriel Legal Injury Lawyers, our attorneys can investigate your uninsured motorist accident in Long Island and determine the parties responsible for your injuries. We will devise a strategy to pursue compensation from the liable parties on your behalf.

For a complimentary legal consultation with an uninsured motorist accidents lawyer serving Long Island, contact us at  (212) 463-8888.

In the aftermath of a car accident, gathering evidence is crucial to build a strong case against the responsible party. At our law firm, we meticulously review the police report, statements from eyewitnesses, and other relevant documents. Additionally, we explore potential sources of evidence such as surveillance footage and cell phone records. This thorough investigation allows us to determine if the negligent actions of the uninsured driver caused your accident.

Recovering Compensation from Your Own Insurance Company

While New York State law mandates drivers to carry Bodily Injury and Property Damage insurance, some individuals disregard this requirement and drive without insurance. However, many New York State drivers also have Uninsured Motorist coverage. If you have this coverage, you may be able to seek compensation from your own insurance company, up to the limits of your policy.

It’s important to note that your own insurance company may deny your claim or offer a low settlement. In such instances, our experienced car accident lawyers at Gabriel Legal Injury Lawyers can negotiate on your behalf. We will fight for a fair settlement offer and, if necessary, take your case to trial.

Frequently Asked Questions

Trust Our Team's Experience and Dedication

At Gabriel Legal car accident lawyer, we understand the devastating impact a car accident injury can have on your life. Beyond the physical injuries, you may be dealing with financial stress and a disruption in your daily activities. By entrusting your case to an Long Island uninsured motorist accident lawyer from our firm, you can focus on your recovery and family, knowing that we will handle the legal complexities on your behalf. We are committed to providing responsive and compassionate support, ensuring you fully understand the legal process.

Here’s what some of our past clients have said about our services:

“They are really professional, always answer my questions, the communication is excellent and treat you with respect they really care about the client. I recommend them 100%.” – Saturno2405

“Quick and efficient. He helped me out with all my questions and needs regarding my accident. I will definitely be sticking with Gabriel Legal!” – Willi B.

“Thank you for your services! Excellent at what they do! My case took 6 months from open to close! They are attentive and work their best to accommodate any needs.” – Abilene S.

Important Considerations for Your Situation

When dealing with insurance claims or potential lawsuits, it’s essential to keep the following in mind:

Time Limit: There is a three-year statute of limitations for personal injury lawsuits in New York State. Acting promptly is crucial to protect your legal rights.

Insurance Companies: Remember that insurance companies aim to minimize payouts. Consult your legal team before accepting any initial offers, as we will fight to secure a fair compensation through negotiation.

Future Losses: Serious injuries may result in long-term consequences such as the need for physical therapy or a career change. Your award should adequately cover these future losses.

Support and Guidance: You don’t have to face the legal process alone. Gabriel Legal car accident lawyer has extensive experience assisting injured individuals, and we are here to guide you throughout the entire process.

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Determining Liability in an Long Island Personal Injury Claim

Identifying all potential defendants who may be liable for a personal injury requires a thorough investigation. If someone else failed to exercise due care, they can be held responsible for the resulting injuries.

It’s essential to recognize that the person directly responsible for the accident may not be the sole party held liable. For instance, in a drunk driving auto accident, not only the intoxicated driver but also the individual who served alcohol to the visibly intoxicated person could be held responsible.

By carefully assessing the circumstances, an experienced personal injury attorney can determine the parties who may be held accountable in your specific case.

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The sooner you contact a personal injury attorney in Long Island after an accident, the easier it will be to collect evidence. Having a clear understanding of the negligence laws in your state is crucial when pursuing a personal injury claim. Your attorney will play a crucial role in proving fault in your case. While some states follow “no-fault” laws, it’s important to note that Long Island does not fall into this category.

It’s important to understand that even if you bear some responsibility for the accident, you may still be eligible for compensation. It’s important to note that Long Island follows a pure comparative negligence rule, which means that even if a plaintiff is deemed to be more than 50% at fault, they can still recover damages. The amount of compensation they receive will be reduced by their assigned percentage of fault.

Overview of the Personal Injury Lawsuit Process

It’s natural to have concerns about what to expect during the claims process, but rest assured, our experienced lawyers are here to guide you. Here is an outline of the stages you can anticipate:


Initial Consultation

This is an opportunity for you to share your account of the incident and ask questions about the case. The attorney will evaluate the viability of your case and provide appropriate advice before entering a fee agreement.


Case Investigation

Your attorney will conduct a comprehensive investigation, including interviews with you and witnesses, review of your background and medical records, to gather necessary information and determine the best course of action for your case.


Filing Court Documents

Your lawyer will file a personal injury complaint, which serves as the initial document of the case. The complaint outlines the nature of the incident and the injuries sustained, and must be properly served to the defendant along with related documents.


The Discovery Process

This involves the exchange of evidence between the involved parties. Interrogations, document requests, sworn statements, and depositions may be part of the process. Your attorney may also co


Pre-Trial Litigation and Motions

After reaching maximum medical improvement (MMI), your lawyer will demand compensation based on the full extent of your damages. Negotiations with the at-fault party’s insurers will take place to seek a fair settlement.



If an out-of-court agreement cannot be reached, the case will proceed to trial. The jury will determine the defendant’s liability, and if the verdict favors the plaintiff, the defendant will be obligated to compensate for the identified damages.

Arrange Your Free Consultation in Long Island

Gabriel Legal Injury Lawyers specializes in personal injury cases, handling even the most complex matters. Our legal team is well-versed in the laws and knows how to pursue the compensation you deserve.

Let’s talk

Contact us today for a free consultation and let us assist you in moving forward after this challenging time.

Long Island Unsecured Motorist Car Accidents Lawyer

4.8 Stars


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