This occurs when there has been damage to property belonging to a third party and is covered under commercial auto liability coverage. Physical damage generally means damage to a vehicle owned by the policyholder. Physical damage is insured under comprehensive and collision coverages.
Injury to real or personal property through another’s negligence, willful destruction or by some act of nature. In lawsuits for damages caused by negligence or willful act, property damage is distinguished from personal property.
Don’t Pay the Price for Someone Else’s Negligence!
The calculation of damages in a personal injury case depends on the losses suffered by the injured party. Damages usually include medical expenses to treat injuries or the cost to replace or fix the damaged property. However, damages can include more than just money directly used to address injuries. For more information on property damage in a personal injury case, or to schedule a consult discuss your own personal injury lawsuit, be sure to contact the Gabriel Law Firm today.
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